ValarPay Simple & Safe Banking
ValarPay Is An Innovative Banking Solutions For Future And Beyond
Banking designed for personal and business growth
Providing financial solutions that empower both business and individuals to thrive and achieve remarkable growth milestones.
Personal account
Open a personal account with ValarPay to manage your
Business account
Take your business to the next level with a business account from ValarPay.
Total Expenses
₦82,000.40
Invoices
Payment links
Savings & Investments
Instant Virtual Cards
Healthcare & Insurance
Loan
ValarPay offers a range of loan options to help you achieve your goals. Whether you need a
Financial Solutions
Pay all your bills at once with ValarPay without leaving your home. Whether you need to send money, pay bills, buy airtime, or manage your finances and savings, ValarPay is here to simplify your financial life.
Airtime Top Ups
Top up your mobile phone with airtime from your favorite network service providers locally and internationally
Mobile Data Top Up
Top up your mobile devices with your favorite internet subscription plans from all internet network providers
Internets
Pay for internet subscriptions from internet routers and network internet cables like Smile, Swift, Mobitel etc.
Savings & Investments
Create savings goals and track your progress. Earn attractive interest rates on your savings, and Manage your investment portfolios
Instant Transfers
Send money to friends and family instantly to any bank or physically through cash pickups. Receive funds quickly and securely.
Instant Virtual Cards
Create Naira and USD virtual cards for secure online shopping. Set spending limits and track your expenses effortlessly
Flight/Bus Tickets
Book bus tickets for intercity travel within Nigeria. Book domestic and international flights at competitive rates.
Healthcare & Insurance
Access healthcare services and purchase insurance plans. Find the best options for your health and insurance needs
Other Bills
Pay for Movie tickets, TV subscriptions, school fees, WAEC PIN, JAMB registrations, electricity, Govt fees, and many more
Why Choose ValarPay?
ValarPay is more than just a financial service provider; we are a community dedicated to improving financial well-being
Fast Transactions
ValarPay offers a one-stop solution for all your financial needs. our platform is designed to simplify your financial life.
Convenience
With ValarPay, you can manage your finances anytime, anywhere by eliminating the need to visit a bank or service provider.
Security
We prioritize the security of your financial information, by employing advanced encryption and fraud detection technologies to safeguard your transactions, giving you peace of mind
Customer Support
Our dedicated support team is always ready to help. Whether you have a question about a transaction or need assistance with our services, we are here to provide prompt and effective solutions.
With Over 60 Service Provider
Valarpay is more than just a financial service provider; we are a community dedicated to improving financial well-being
Build faster with modern, well-documented APIs
Ship payments, payouts, and financial operations in days—not months. Our unified APIs, SDKs and webhooks are crafted to be predictable and easy to reason about.
Collect one‑time and recurring payments from your app or site
Access real-time webhooks for every lifecycle event
Query transactions, settlements and disputes in one place
Power transfers, bill payments and virtual accounts from the same API
// Create a payment link
const link = await valar.payments.createLink({
amount: 200000,
currency: "NGN",
description: "Pro plan",
customer: { email: "jane@company.com" },
});
// Verify a transfer
await valar.transfers.verify({ reference: link.reference });Webhooks
Retries on failures automatically.
SDKs
Type-safe clients for JS/TS.
Frequently Asked Questions
See some of the frequently asked questions from our customers about our services
What is ValarPay?
How can I download the ValarPay app?
Is ValarPay secure?
How do I create a ValarPay account?
I forgot my password. How do I reset it?
What bills can I pay using ValarPay?
What are virtual cards?
How do I create a virtual card?
We are glad to help you
If you have any additional questions or need further assistance, please do not hesitate to contact our customer support team. We are here to help you have a seamless and satisfying experience with ValarPay.
What our customers are saying
Discover how ValarPay is empowering individuals and businesses across Nigeria to achieve their financial goals.
"ValarPay has transformed how I manage my business finances. The ease of bill payments and savings features are incredible."
Adebayo Johnson
Small Business Owner
"As a freelancer, I love the instant virtual cards and QR code payments. It makes transactions so seamless."
Ngozi Okoye
Freelancer
"The loan options and business account features have helped me scale my operations. Highly recommend ValarPay!"
Emeka Nwosu
Entrepreneur
Try ValarPay On Your Mobile Phone for Free
Scan QR code to download Valarpay App